{"id":554,"date":"2020-08-21T19:57:35","date_gmt":"2020-08-21T17:57:35","guid":{"rendered":"https:\/\/www.financialtimes.cz\/?p=554"},"modified":"2020-09-17T12:22:21","modified_gmt":"2020-09-17T10:22:21","slug":"kdyz-je-malo-penez","status":"publish","type":"post","link":"https:\/\/www.financialtimes.cz\/?p=554","title":{"rendered":"Kdy\u017e je m\u00e1lo pen\u011bz"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ka\u017ed\u00fd se m\u016f\u017ee ocitnout ve finan\u010dn\u00edch nesn\u00e1z\u00edch. Tyto mohou potkat i ty, kdo dnes horko t\u011b\u017eko p\u0159e\u017e\u00edvaj\u00ed z&nbsp;toho, co si vyd\u011blaj\u00ed nebo co jim poskytuje st\u00e1t v&nbsp;podob\u011b penz\u00ed nebo nejr\u016fzn\u011bj\u0161\u00edch d\u00e1vek, stejn\u011b jako ty, kdo vedou doposud plnohodnotn\u00fd a velice spokojen\u00fd \u017eivot. Proto\u017ee n\u011bkdy sta\u010d\u00ed klidn\u011b i jenom m\u00e1lo a \u010dlov\u011bku se obr\u00e1t\u00ed \u017eivot naruby.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pen\u00edze jsou \u2013 jak se \u0159\u00edk\u00e1 \u2013 kulat\u00e9, a proto se hrav\u011b rozkut\u00e1l\u00ed. A pak nejeden z&nbsp;n\u00e1s m\u016f\u017ee zjistit, \u017ee u\u017e mu nezb\u00fdvaj\u00ed ani na to nejpodstatn\u011bj\u0161\u00ed, bez \u010deho se ned\u00e1 obej\u00edt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A jak to vy\u0159e\u0161it?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kdy\u017e se doty\u010dn\u00fd dostane do probl\u00e9m\u016f, a to klidn\u011b i z\u00e1sadn\u00edch a vlastn\u00edmi silami nezvl\u00e1dnuteln\u00fdch, nemus\u00ed si zoufat. Proto\u017ee i kdyby m\u011bl jenom zanedbateln\u00e9 p\u0159\u00edjmy, nab\u00edz\u00ed se mu p\u0159inejmen\u0161\u00edm <a href=\"https:\/\/www.hypotekybezregistru.cz\/\"><strong>hypot\u00e9ka bez p\u0159\u00edjmu<\/strong><\/a>, i kdyby m\u011bl v&nbsp;registrech dlu\u017en\u00edk\u016f z\u00e1znamy, je\u017e by spolehliv\u011b odradily od poskytnut\u00ed p\u016fj\u010dky ka\u017edou banku, nab\u00edz\u00ed se je\u0161t\u011b minim\u00e1ln\u011b <strong>nebankovn\u00ed hypot\u00e9ka bez registru<\/strong>, i kdyby \u010dlov\u011bk v&nbsp;nesn\u00e1z\u00edch nedok\u00e1zal p\u0159esv\u011bd\u010dit o sv\u00e9 ochot\u011b a schopnosti spl\u00e1cet nejeden inzerovan\u00fd typ \u00fav\u011bru, m\u016f\u017ee mu b\u00fdt poskytnuta t\u0159eba <strong>hypot\u00e9ka na pozemek<\/strong> nebo jakoukoliv jinou nemovitost, nal\u00e9zaj\u00edc\u00ed se na \u00fazem\u00ed na\u0161eho st\u00e1tu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sta\u010d\u00ed jenom nal\u00e9zt tu spr\u00e1vnou nebankovn\u00ed spole\u010dnost, kde lze podobnou hypot\u00e9ku z\u00edskat, sta\u010d\u00ed si tu jednodu\u0161e za\u017e\u00e1dat v&nbsp;podob\u011b vypln\u011bn\u00ed formul\u00e1\u0159e na webu on\u00e9 spole\u010dnosti, zaslat po\u017eadovan\u00e9 sn\u00edmky on\u00e9 k&nbsp;zastaven\u00ed ur\u010den\u00e9 nemovitosti k&nbsp;posouzen\u00ed. A po brzk\u00e9m schv\u00e1len\u00ed a podpisu smlouvy m\u016f\u017ee m\u00edt \u010dlov\u011bk to, po \u010dem prahne. Co\u017e jsou n\u011bkdy pen\u00edze na \u017eivobyt\u00ed v&nbsp;t\u011b\u017ek\u00fdch \u010dasech, n\u011bkdy finance na vyplacen\u00ed exekuc\u00ed, refinancov\u00e1n\u00ed nev\u00fdhodn\u00fdch p\u016fj\u010dek, ba klidn\u011b i na investov\u00e1n\u00ed do podnik\u00e1n\u00ed, kter\u00e9mu se do\u010dasn\u011b p\u0159estalo da\u0159it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nebankovn\u00ed pomoc tohoto typu se tak nab\u00edz\u00ed ka\u017ed\u00e9mu. Ka\u017ed\u00e9mu, kdo bude schopen spl\u00e1cet podle individu\u00e1ln\u011b nastaven\u00fdch podm\u00ednek, kdo akceptuje minimum toho, co se tu mus\u00ed splnit, aby bylo mo\u017en\u00e9 z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V&nbsp;t\u011b\u017ek\u00fdch \u010dasech tu prost\u011b pomohou. T\u0159eba i v\u00e1m.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd se m\u016f\u017ee ocitnout ve finan\u010dn\u00edch nesn\u00e1z\u00edch. Tyto mohou potkat i ty, kdo dnes horko t\u011b\u017eko p\u0159e\u017e\u00edvaj\u00ed z&nbsp;toho, co si vyd\u011blaj\u00ed nebo co jim poskytuje st\u00e1t v&nbsp;podob\u011b penz\u00ed nebo nejr\u016fzn\u011bj\u0161\u00edch d\u00e1vek, stejn\u011b jako ty, kdo vedou doposud plnohodnotn\u00fd a velice spokojen\u00fd \u017eivot. Proto\u017ee n\u011bkdy sta\u010d\u00ed klidn\u011b i jenom m\u00e1lo a \u010dlov\u011bku se obr\u00e1t\u00ed \u017eivot naruby. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-554","post","type-post","status-publish","format-standard","category-aktualne"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=554"}],"version-history":[{"count":0,"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=\/wp\/v2\/posts\/554\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.financialtimes.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}